Chip & Hunnee

Planning your Retirement from Z to A Part XV. “Don’t fear the spider.”

According to US statistics, between 4 to 11 people a year die from spider bites and between 3% to 15% suffer from arachnophobia. So, using the highest number of deaths from spider bites, 11 and using the lowest number of people who suffer with arachnophobia (3%) or 9,870,00 (9.8 million) Americans; the odds of just …

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Planning your Retirement from Z to A Part XIV. “Hater, Doubter and Discouragers.”

Don’t get mad. There will come a time when you feel comfortable talking about your dreams of becoming debt free, starting your own side hustle and retiring. And when you do, be ready for the haters, the doubters and the discouragers. Don’t get mad. The Haters First we’ll deal with the haters. These people you …

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Planning your Retirement From Z to A Part XIII. “We need to talk. To ourselves.”

Think about where you are today, and imagine that you stay on the same track and keep driving forward. Fast forward to 25 years into the future… What does your life look like? Are you satisfied with your future self? Are you living the dream or at least living a life that you think is …

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Planning your Retirement from Z to A Part XII. “I’m no smarter than the next person.”

My car’s air conditioning needed to be looked at the other day, summer is coming and the temperatures are going to be going up to about 28 Celsius this week (82 for you MareKans). So I thought I’d take it and get it done. The shop I went to is owned by a guy I …

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Planning your Retirement from Z to A Part X. “Small changes.”

Welcome to Part 10 or X… Today, we’ll take some time to remind ourselves about goal setting. Make sure to look at your plans and goals and keep working on your next plan. You’re working on one letter at a time and sooner than you think you’ll find yourself at retirement. Don’t worry about making …

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Planning your Retirement from Z to A Part IX. “Failure equals Success.”

Here’s hoping that Part VIII went well for you and that you are one step closer to achieving Retirement Plan Z. Every little step you take will get you closer to your destination. Don’t worry that one step doesn’t make a huge difference, it’ll happen. I’m sure you wouldn’t panic if you saw one ant, …

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Planning your Retirement From Z to A Part VIII. “Budget, budget, budget.”

Stupid budget. Yes, that’s how many people feel about it and you may be one of those people. Now, you need to ask yourself why? Is it that you don’t understand the concept of budgeting, or maybe you don’t want to confront your bad spending habits? You might be thinking that budgeting is a waste …

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